Posts Tagged ‘ uk companies ’

BT broadband cancellation

Wednesday, August 19th, 2009

Nearly 2 years ago I have decided to take BT Business Broadband package for my business as I thought that having it directly from BT might give me a better speed and service.

BT Business Broadband packages don’t come cheap – mine was £45.00 / month – so for that price you would expect something better than the maximum speed of up to 4MB.

After the first few months I have realised that Support is far from good – you still have to spend a lot of time in the queue waiting for someone to answer the phone.

The time has come and I’m moving to the new house and I need to have a broadband in the new place as well – so I call BT Business Support and what I’ve found out just by accident – simply because I asked, that if I’m moving the service over to the new address my contract is automatically renewed for another 24 months.

When I’ve found this out I have decided that even thou I have still 4 months left with my current contract I want to cancel it even thou I will have to pay for the next 4 months.

But guess what – even that wasn’t that easy – after about 10 minutes waiting for someone to pick up the phone on the other line … – anyway – have a listen to my conversation with the BT Cancellation department representative and find out for yourself.

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Two days later…

I have just received the confirmation letter of my cancellation from BT and I’m really disappointed – have a look at what they’ve written:

“Thank your for your request to end your BT Business Total Broadband Option 3 service. Your service will stop on 26/08/2009.
We’ll send you a final bill soon. This will include:

  • charges for any remaining months of your controact term – if you’ve ended your service during your contrac
  • charges for 28 days after the date of your request plus a charge of £22 (ex VAT) – if you’ve ended your service after your contract term has finished, unless you’re switching to another provider using the standard migration process.

Please note: you’ll continue to be charged  for other services that you may have with us (e.g. Internet Security Pack, Internet Business Pack) unless you’ve asked us to stop these, too. If you wish to cancel these services, please call the relevant helpdesk.”

Correct me if I’m wrong but doesn’t that mean that if my contract has expired, they will charge me for not renewing it £22, and they will also charge me for another 28 days after the day I’ve requested to cancel my account.

Also – the thing about canceling separately all additional things they have given to me without asking for them – that’s just outrageous!!!

Career Development Loan – Arrears Notice sent in Error

Tuesday, June 30th, 2009

Yesterday I’ve received a letter from Barclays – Career Development Loan which I’m paying for the course I’ve taken 5 years ago and have been ripped off by the company called Top Choice – which suddenly, after 2 months I’ve started my course has dissapeared.

It was the Career Development Loan – Arrears Notice.
It did raise my temperature as I know I’m paying all my bills on time and as it’s a Standing Order there shouldn’t be any problems – I’ve checked my statement and all payments went on time.

The Arrears was for £1.40 – which was really strange, but I wanted to find out what do I owe this amount for – so I called their support team.

Below you can listen to my conversation over the phone with Tracy – who explains the reason behind it.

Did you experience something similar?

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Banks and their Rip-Off interest rates

Wednesday, April 15th, 2009

Today I came across the article published on the telegraph.co.uk website about the banks being accused of ripping off customers by charging extortionate interest rates of up to 21% on personal loans.
You can read the entire article here: Rip-off interest rates on personal loans.

My favorite quote from this article is the money-saving expert Martin Lewis’s:

“If you walk into your bank for a loan without checking the market for the best deal you may as well have the words ‘rip me off’ tattooed across your forehead.”

The truth is that last year I had to take a loan to buy a new car – if I knew what’s just about to happen (with the Credit Crunch and all prices going down) I would most probably wait a little bit longer.

I’ve been with NatWest for several years now. My wife and I have personal accounts with them and our business account is also with them.
I blindly believed that because of this and because we are good customers (regular payments etc.) we can get a good interest rate on our new loan.

At the time they were advertising their loans at the interest rate of around 7% APR – which sounded extremely attractive.

Without thinking twice I’ve decided to apply and my loan request has been approved, but for some reason interest rate has jumped up to 15.9 % APR.

I needed the new car so I had to accept it, but one decision I’ve made after this, was that I will never go to NatWest asking for a loan again.

These days we have many options, there are price comparison websites – try them first and do not blindly believe that your bank is going to care about your interest – because they won’t. They are only interested in making profit and by becoming their client – you’re becoming their target.

Repair stone chip on your windscreen

Saturday, February 28th, 2009

A few days ago I have decided to repair the chip on my windscreen and because I’ve never done this before I have done some searching on the internet and decided to go with Autoglass.

When I’ve spoken to them on the phone everything seemed very nice and I was convinced that the chip will be gone completely – as that’s what it suppose to be.

They weren’t the cheapest but their name is pretty much know all over the place so even thou it cost me £98.00 I decided to go with them.

When I took my car next day to the local Autoglass (Chichester) they were already waiting for me.

I’ve left the car for half an hour and after I came back I was a little bit dissapointed with the result – as instead of having a chip – I had like a sticker on top of it.

The whole was filled up nicely but the finish was matt type and effectively you can still say that there was a chip at some point.

I’m not saying the job is done badly – I just don’t know whether it’s done well – as I said, I’ve never had a chip before and don’t know anyone who had.

Is that normal to have a finish which isn’t transparent? – if you have any experience with this kind of service – let me know.

 

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