Posts Tagged ‘ credit card scam ’

Card reader/terminal holders at Tesco

Monday, July 6th, 2009

A few weeks ago Tesco has introduced the new card reader holders.
The new holders are placed on the opposite site of the counter and as you can see on the picture below, the clients have to reach far with their hands in order to type their PIN number.
This obviously creates a high security risk, because everyone can easily see what you are typing.
Before all terminals were right by the edge of the counter so that client could easily hide the keypad and securely type his/her pin number.
Not the best “improvement” – is it?

Card reader holders at Tesco

NatWest credit cards

Wednesday, March 4th, 2009

A few months ago my NatWest Credit Card has expired and for some reason I wasn’t able to renew it.

I went to the bank to find out why, as all my accounts are paid on time, no major problems etc. and for some reason they’ve decliend to issue the new card.
Well – I wasn’t too worry about it as I didn’t use this card that much anyway, but a few weeks ago, when I wanted to close the account associated with this card over the phone, I’ve been told that my new card has been sent to me a couple of weeks ago.

As you can imagine I was quite surprise, and I have explained to the NatWest Credit Card representative that my application for reneval has been declined just a few months ago. He couldn’t say why this has happened, but did try to make me stay with them oferring me some “Great Deals”.

I’m quite fed up with NatWest – a few weeks ago I was 2 days late with the payment on my credit card which had balance of £60.00 and they’ve charged me £12.00 for the late payment.

So even thou the NatWest representative was trying to convince me to stay, I said that I definitely want to cancel my account.

Today I’ve received the letter from NatWest confirming the closing of the credit account, however what I’ve found out is that even thou your card is cancelled, they can still charge you money if someone will request the money from them in the form of any recurring transactions (annual subscriptions or memberships ect).

Well, this means to me that even if I have cancelled my memberships, payments etc. and the company still keeps my Credit Card details, they still will be able to take money from me because NatWest simply won’t stop it.

Here’s what the letter says:

“Please make sure that any recurring transactions (e.g. annual subscriptions or memberships) are stopped with the relevant retailers, as we will have to continue to pay these until the authority has been cancelled by you.”

NatWest doesn’t seem to be very helpful here – do they?

This simply means that if someone has been taking money from you and the only way for you to cancel these payments is to cancel your credit card – than with NatWest it’s not going to solve the problem at all – as they will still allow the other party to take the money of your non-existing credit card.

Correct me if I’m wrong – but this is what I understand from this statement.

Four ninety nine – what does it mean?

Wednesday, December 24th, 2008

Recently my sister was a victim of a quite clever scam which cost her quite a bit of money as you’ll soon find out.

The company is called SheriffRatings.com who has called her several times offering Google Package which basically mean that they create the entry for her business within their directory -- which by they way isn’t easy to find on google anyway.

After several times saying no to their offer, they said that they can offer it to her for only “four ninety nine” -- so to make sure they won’t call her again, she said OK -- if it’s only four ninety nine then ok.

So, what she’s done was to give them her card details plus the address etc (that’s right -- silly girl). Very soon she has realised what it really was.

A few days later she’s checked her account balance on-line -- and what she found out was that there was a payment made to SheriffRatings.com for £499.00. I don’t think I have to tell you how angry she was.

She’s send them an email asking what’s happend, she has even called them and afrer they’ve listened to the recorded conversation they said that the representative said four ninety nine which for them means 499 and that they wont refund the money.

I believe you could argue here, but for me four ninety nine clearly means £4.99 -- if I was about to suggest 499 then I would most probably say four nine nine -- but that’s what I would do and there’s no specific rule for the shortcuts I guess.

After that she went to the bank to tell them to stop any future payments to the SheriffRatings.com, however a week later she’s been charged another £233.83 and she’s found out about it first by receiving an email from them with the invoice for: Google 75 Tariff (75 Leads) + Yahoo + MS -- which she definitely didn’t order.

Again -- phone call, email, but no response. What she had to do was to close her bank account and open new one with other bank to prevent herself from the future charges as the bank didn’t seem to respond to her request.

Just to make sure that you won’t become a victim of this scam, here are the details of the rip off company taken from their invoice:

Sheriff Directories Ltd
Unit K302
Tower Bridge Business Complex
1 0 0 Clements Rd
London
SE16 4DG
VAT Reg No: 877162689

Their website address is: www.sheriffratings.com -- you can check for yourself -- and remember:

DO NOT GIVE YOUR DETAILS TO ANYONE OVER THE PHONE! -- especially when someone calls you, as it might be absolutely anyone.

New Credit Card Scam

 

UK Services Review does not take responsibility for any comments posted by visitors
Copyright © 2008 Read before you sign – guide to poor and quality services in the uk

Copy Protected by Chetan's WP-CopyProtect.